Tag Archives: FMCI

How Can Low-Income Renters Find Affordable Housing?

Low-income renters often face difficulties finding housing they can afford. But a federal program—the Low-Income Housing Tax Credit (LIHTC)—helps encourage developing this type of housing. This tax credit program has helped finance about 50,000 affordable rental units annually. The IRS … Continue reading

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As TARP Turns 10, Looking Back at the U.S. Government’s Assistance to the Banking Sector

Ten years ago this week, Congress responded to turmoil in the financial markets by creating the Troubled Asset Relief Program (TARP). Through TARP, the Treasury Department disbursed a total of $440 billion to help stabilize the financial system, restore economic … Continue reading

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Is There a Pink Tax?

We’ve reported on the pay gap between men and women and on women’s lower retirement income compared to men’s. Is there also a “Pink Tax,” where women’s products cost more than men’s? Today’s WatchBlog looks at our recent report on … Continue reading

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Is The Regulatory Environment Stifling Financial Innovation?

Financial regulatory oversight in the United States is complex and fragmented, with different rules across multiple regulators at both the federal and state level. And, while this is true for all financial institutions, new entrants known as financial technology (fintech) … Continue reading

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Ensuring Balanced Financial Regulation

Congress passed the Dodd-Frank Act 8 years ago in response to the worst financial crisis in more than 75 years. In May of this year, Congress passed the Economic Growth, Regulatory Relief, and Consumer Protection Act. Both the new law and … Continue reading

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Lead Paint in Housing

Was your home built before 1978? If so, there’s a chance that it contains some lead paint. The Department of Housing and Urban Development estimates that roughly 35 percent of U.S. homes contain some lead-based paint. So, what does this … Continue reading

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Understanding Derivatives One Swap at a Time

Did you ever agree to swap your PB&J sandwich for your friend’s bologna sandwich? If so, you did a nonfinancial swap. Since the 1980s, bankers have applied that basic concept to create financial contracts to swap a wide range of … Continue reading

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Banking at the Border, Money Laundering, and “Derisking”

Banks are an important line of defense for fighting financial crimes. Banks and other financial institutions are subject to the Bank Secrecy Act, which helps federal law enforcement detect and deter the use of financial institutions for money laundering and … Continue reading

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What You Should Know About Event Ticketing

Buying tickets to see your favorite band can be a frustrating experience. Tickets often sell out quickly, only to appear soon after on resale sites at high prices. And when you buy your tickets, you may be hit with high … Continue reading

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Personal Information, Private Companies

The recent Congressional hearings on Facebook have highlighted the ways that companies collect and use personal information for marketing purposes.  So, what rights do you have to your own information? Our 2013 report on information resellers remains relevant today. Information … Continue reading

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