Tag Archives: FMCI

Bank Supervision: What’s Changed Since the Financial Crisis

When big banks failed during the 2007–2009 financial crisis, it wasn’t a complete surprise. Federal bank supervisors had found underlying risks at those banks, but didn’t always act on those findings to help banks be better actors. Today’s WatchBlog looks … Continue reading

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Finding Common Ground on Flood Insurance Reform

As we enter the peak of hurricane season, many homeowners have wisely chosen to protect their properties by purchasing flood insurance. However, the nation’s taxpayers remain largely unprotected as the National Flood Insurance Program (NFIP) is poised to continue to … Continue reading

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Increased Federal Role in the Housing Finance System

Housing finance is a complex, multi-trillion-dollar industry that played a major role in the 2007-2009 financial crisis. Two of our recent reports analyzed changes in the market since the crisis and their effect on taxpayers. We discuss our findings in … Continue reading

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How Some Property Owners are “Gaming” the HUD Inspection Process

Financial assistance from the Department of Housing and Urban Development (HUD) helps keep affordable housing within reach for more than 2 million American households. HUD wants to ensure that the housing it’s helping to provide is clean, safe, and in … Continue reading

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Credit Reporting Agencies and You

If you’ve ever signed up for a credit card or taken out a loan to buy a car, the credit card company or bank has probably checked your credit report to see if you qualify. But where does the information … Continue reading

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Filing Taxes without Breaking the Bank

As you may have noticed this tax season, there’s no shortage of options for filing your taxes. For those who need it, IRS has several options to file taxes (or receive tax preparation assistance) for free. Today’s WatchBlog looks at … Continue reading

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What Can You Do After a Data Breach?

Chances are you or someone you know is one of the hundreds of millions of people whose personal data has been exposed in a data breach. But once your personal information is out there, what can you do to prevent … Continue reading

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Big bank regulators at risk of influence?

“Regulatory capture”—when regulators act in the interest of the industry they’re regulating, rather than the public good—is a big concern, especially when it comes to big banks. Today’s WatchBlog explores how it happens and what regulators can do to protect … Continue reading

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Your Internet Privacy

Do you shop or bank online? Use the Internet to stay connected with friends and family? Internet-based products and services regularly collect and share personal information about users, such as location, search terms and browsing history, contact information, and financial … Continue reading

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Risks and Benefits of Fintech Lending

Financial technology (fintech) refers to the use of technology and innovation to provide financial products and services—and fintech lending is a growing part of this field. Fintech lenders are nonbank firms that operate online and may use “alternative data,” including … Continue reading

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