Tag Archives: Michael Clements

Bank Supervision: What’s Changed Since the Financial Crisis

When big banks failed during the 2007–2009 financial crisis, it wasn’t a complete surprise. Federal bank supervisors had found underlying risks at those banks, but didn’t always act on those findings to help banks be better actors. Today’s WatchBlog looks … Continue reading

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Credit Reporting Agencies and You

If you’ve ever signed up for a credit card or taken out a loan to buy a car, the credit card company or bank has probably checked your credit report to see if you qualify. But where does the information … Continue reading

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Filing Taxes without Breaking the Bank

As you may have noticed this tax season, there’s no shortage of options for filing your taxes. For those who need it, IRS has several options to file taxes (or receive tax preparation assistance) for free. Today’s WatchBlog looks at … Continue reading

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Big bank regulators at risk of influence?

“Regulatory capture”—when regulators act in the interest of the industry they’re regulating, rather than the public good—is a big concern, especially when it comes to big banks. Today’s WatchBlog explores how it happens and what regulators can do to protect … Continue reading

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Risks and Benefits of Fintech Lending

Financial technology (fintech) refers to the use of technology and innovation to provide financial products and services—and fintech lending is a growing part of this field. Fintech lenders are nonbank firms that operate online and may use “alternative data,” including … Continue reading

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What You Should Know About Event Ticketing

Buying tickets to see your favorite band can be a frustrating experience. Tickets often sell out quickly, only to appear soon after on resale sites at high prices. And when you buy your tickets, you may be hit with high … Continue reading

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